If you’re like most Americans, a portion of your hard-earned money goes to dental insurance premiums every month. As the end of the year approaches, it’s important to make sure that you make the most of your benefits before time runs out. At the Dallas, TX dental office of Dr. Ted R. Hume, III, our team would like to offer you a friendly reminder to take advantage of those benefits before they expire at the end of the year.
Maximize Your Dental Benefits with Dr. Hume
Most of us are familiar with the phrase “Use it or lose it.” This saying is especially applicable to dental insurance benefits. Most policies feature a yearly maximum; this is the highest amount of dental work that your plan covers annually (the average is approximately $1,000 per person each year). In the majority of cases, this amount resets at the end of the year, meaning that unused benefits are forfeited.
Another reason to use your dental insurance benefits before your plan resets concerns your deductible. Your deductible is the amount of out-of-pocket money you must pay before your policy kicks in and starts to cover your treatment. At the end of the year, the plan resets and you are required to pay your deductible again before your insurance starts to pay. If you’ve already paid your deductible but haven’t been back to the dentist, your paid benefits are actively going to waste.
The end of the year is a great time to visit your local Dallas dentist for a general checkup, a thorough exam, and a professional cleaning. Start the New Year off right when you utilize your dental benefits to their maximum potential.
Schedule Your Visit Today
As 2014 quickly comes to a close, there’s never been a better time to make an appointment with Dr. Hume and his caring, experienced team. Get the quality dental care you need and deserve at Ted R. Hume III, DDS, and put those dental insurance benefits to good use. Our state-of-the-art Dallas, TX dental practice warmly welcomes patients from throughout the DFW Metroplex, including Plano, Frisco, Garland, North Dallas, University Park, Addison, and more.